Last updated: September 2, 2026
By accessing or using DebtFend AI (the "Service"), operated by ALG Innovation Group Inc., you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.
DebtFend AI is a self-help legal-technology platform that lets you upload legal documents and credit reports and generates AI-assisted court-ready responses, discovery answers, credit letters, and negotiation guidance. Service fees cover document generation and tools, not any particular outcome.
The Service is not a law firm and does not provide legal advice. All AI-generated documents are for informational and educational purposes only and should be reviewed by a licensed attorney before filing. No results are guaranteed.
You are responsible for the accuracy of information you submit, for reviewing generated documents before filing, and for complying with applicable court rules and deadlines. You agree not to use the Service for any unlawful purpose.
Some features require an account and a paid service or subscription. You agree to provide accurate account information and to keep your credentials secure. Fees are described on our pricing page; subscriptions may be canceled at any time per the terms presented at checkout.
The Service, including its software, design, and content, is owned by ALG Innovation Group Inc. and protected by applicable laws. Documents you generate remain yours; you grant us a limited license to process your inputs solely to provide the Service.
The Service is provided "as is" without warranties of any kind. To the fullest extent permitted by law, ALG Innovation Group Inc. and its affiliates are not liable for any damages arising from your use of the Service or reliance on any AI-generated output. You use the Service at your own risk.
Our handling of your information is described in our Privacy Policy, which is incorporated into these Terms by reference.
We may update these Terms from time to time. We will post changes on this page and update the "Last updated" date. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
Questions about these Terms? Contact us.