Defend yourself against debt lawsuits and negotiate settlements — on your own.
Upload your legal documents and credit reports. Get AI-generated court-ready responses, discovery answers, credit letters, and a step-by-step negotiation plan — without paying 25% to a debt resolution company.
All services are $39.99 each — no subscriptions, no hidden fees.
Disclaimer: DebtFend AI is a self-help tool, not a law firm. AI-generated documents should be reviewed by a licensed attorney before filing. This tool does not constitute legal advice. No results are guaranteed. Service fees are for document generation and tools, not for any particular outcome or result. For educational and informational purposes only.
Our Legal-Tech Services
Each module is a one-time purchase. Buy only what you need, when you need it.
Pleadings Defense
Upload a lawsuit, complaint, or summons and receive a court-ready response — answer, motion to dismiss, or general denial.
Discovery Responses
Upload discovery requests (interrogatories, RFPs, RFAs) and get properly formatted responses to send back to opposing counsel.
Debt Negotiation Portal
Track creditors, settlement offers, accepted amounts, and payments. Get AI-suggested negotiation ranges and strategies for each account.
Credit Report Analysis
Upload your credit report and let AI categorize your accounts, identify defaulted debts for negotiation, and generate a personalized plan of action.
Goodwill Letters
Generate a professional goodwill letter to request the removal of a late payment from your credit report.
Court-Ready Documents
Generate properly formatted answers, motions, and discovery responses you can file or serve yourself.
Save on Settlements
Debt resolution companies can charge up to 25% of enrolled debt. Do it yourself with AI-guided negotiation strategies.
Track Everything
Log offers, counter-offers, accepted amounts, and payment dates for every creditor in one organized portal.
Ready to take control of your debt?
Create a free account to get started. Pay only for the services you use.